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Late Payments and Credit Scores BrendaWynnTeam Berkhshire Hathaway HomeServices Nevada Properties Las Vegas NV Real Estate Late Payments and Credit Scores Consumers who make late credit payments have no idea how badly their credit scores can be affected or how long it takes to repair the damage. According to Nerdwallet.com , a late payment of 30 days or more can knock as many as 100 points off your credit score and stay on your credit report for up to seven and a half years. FICO scores, the credit-scoring system used by the Fair Isaac Corporation, help banks and other lenders determine a borrower’s creditworthiness. Your scores can change with every new report from a creditor, but nothing impacts credit scores like a missed payment. Your payment history accounts for 35 percent of your FICO score, advises credit bureau Experian.com . Other factors include the amounts owed (30%) credit history length (15%), types of credit (10%) and new credit (10%.) If you’re late mak...
BrendaWynnTeam.com Balla Italian Soul | Balla Italian Soul Newcomers on the Strip include a South Beach night spot, Italian fare, and a dart-throwing pub, while off the Strip, caviar tastings and brunch dining enter downtown, a restaurant for dry-aging opens in Henderson and a celebrity chef plans his sixth Las Vegas concept. Following an exciting summer of Las Vegas restaurant openings that included Chef Tetsuya Wakuda’s namesake Japanese restaurant, the first-ever restaurant by Martha Stewart, and the arrival of California favorite Randy’s Donuts, fall is shaping up to keep pace with nine highly anticipated restaurants spanning the entire Las Vegas Valley that are on tap to open before year’s end. On the Strip, new restaurants include a late-night spot right out of South Beach, an old school-style steakhouse from New York, a culinary veteran’s new destination for Italian food, an energetic English pub, and yet another restaurant by Gordon Ramsay. Off the Strip, a fancy br...
Buy a House in Las Vegas-Your Home Equity Is Growing [INFOGRAPHIC] Buy a House in Las Vegas Buy a House in Las Vegas-Your Home Equity Is Growing Some Highlights If you’re a homeowner, today’s rising equity is great news. On average, homeowners have gained $51,500 in equity since this time last year. Whether it’s funding an education, fueling your next move, or starting a business, your home equity is a great tool you can use to power your dreams. Ready to sell ? Let’s connect to talk about how you can take advantage of your rising equity to reach your goals.
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